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Dump Tucks
Dump truck applicants require an average TransUnion FICO of 640 and a Global Concepts Funding score of no less than 410. Dump trucks not approved for applicants in Florida. Conversion dump trucks are not approved. The dump body can be no more than two years newer than the chassis.
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Overview:
Global Concepts Funding uses an internal rating model for each application. Qualifying for a given terms ultimately depends on the transaction’s score in our internal credit model. The following five types of financing groups are used:
- Tier 1
- Tier 2
- Tier 3
- Start Up -- less than 5 years in business
- Established Business -- or Corp-Only
Types of Financing
We offer our customers three types of financing depending on credit, asset type and residual.
- TRAC Leases: are used for financing transactions containing only titled equipment and with residuals from 10% to 20%.
- First Aamendment Leases: are used for financing transactions containing at least one piece of non-titled equipment and with residuals from 10% to 20%.
- Capital Leases: are used for financing any type of equipment for transactions in which the residual is $1 or $101. Capital leases are available for Tier 1 and Corp-only credits.
Geography
Global Concepts Funding offers financing in all fifty states. We require Tier 1 or Tier 2 credit for Alaska and Hawaii transactions. We do not finance lessees outside of the fifty states, however, we will consider vendors in Canada or Mexico. Dump trucks are not approved for applicants in Florida.
Same day credit approvals with multiple financing options
FREE , No Obligation Consultation!
